Debt settlement | Short Pay Refinance | Loan modification services | Mortgage, Refinance 641 days ago QuoteDebt settlement | Short Pay Refinance | Loan modification services | Mortgage, Refinance
We offer Loan modification services.
We are a 100% FREE service to homeowners.
We refer you to Top rated
attorneys to keep your lender honest.
Thousands across the country have already been helped.
What
is a Loan
Modification?
Loan
modification is when your current lender agrees to
restructure the terms of your mortgage. Lenders typically work backwards
using
your income and expenses to design a payment that fits into a government
program ( Making Home Affordable, etc) or a ?lender specific? program.
Defaulting mortgages take PRIORITY with lenders for loan modification.
Loan Modification benefits
Reducing your loan payment through loan modification not
only
reduces your mortgage payment, but has the following benefits for many:
- Reduce principal 30 -40%
- Eliminate deferred interest
-
30 year fixed with interest rates as low as 1%
- Late payments eliminated
-
stop foreclosures
Methods
to get Loan Modification
Plan A
DO IT YOURSELF:. Lenders do
not make it easy for any homeowner
as you know very well. Lenders look out for themselves with terms of
loans that
benefit them NOT you. You may be one of the lucky ones who traverse the
foreign
call centers, rotating personnel and be one of the 4% ( http://www.msnbc.msn.com/id/32281959/ns/business-r...
) to obtain a forbearance
agreement or short-term plan but rarely ( 66,000 out
of 850,000 offered) a long term reduction plan.
Plan B
CHALLENGE THE VALIDITY OF YOUR ?HOME LOAN
CONTRACT?:
A loan is nothing more than a contract between you,
the
homeowner, and a lender for a promise to pay. What makes the contract
unique is
that it is secured by your home. In case you do not make the payments,
the
lender takes possession of your house.
Consider
this ? in 2002
? 2007, many lenders sold homeowners the dream of affording their own
home without
verifying at all whether or not the homeowners could financially pay. As
a
matter-of-fact, some if not most
of the
programs were so egregious that they charged the homeowner with bad
credit and
no assets high interest and
fees
(commonly called points) just to get in the home.
Don?t think
your home
loan qualifies for loan modification?
? Did the
lender go out of their way to make sure
you know that your adjustable
rate mortgage may adjust
at some point?
?
Did the
lender falsify your earnings to show that you made more money than you
did?
?
Did the
lender give you high
interest rates and verify that you'd be able to afford
them?
?
Were you
given an estimate that showed all fees (even the fees earned as rebate
by your
loan officer) on your Good
Faith
Estimate or HUD-1?
?
Were the
?master? transaction registers/ledgers properly documented?
?
Were the
allonges attached?
?
AND many
more??..
In 97.6% of
all the loans
we come across, we find multiple problems with loans that were given out
dur?ing
the Real Estate Boom. That means that there is a high probability that
we can
most likely find fault with your
loan
documents as well giving the power back to you for loan modification.
Obtaining
a forensic audit through Attorney Protection and our legal network is
the key
to loan modification.
Attorney Protection?s legal
network has years
of experience helping home owners obtain loan modification using the
forensic
audit as the key piece to success. Our staff has relationships with your
lender
coming from years of experience with them. A success rate of 95% says it all.
To find if you?re a candidate for
loan
modification using our forensic audit is simple and fast.
Typically within 72
hours from us receiving your completed application you?ll know whether
or not
you?re qualified for loan modification using our audit system.
BEST
of all, qualifying is FREE!
We are Loan Modification
company. We help you to modify your current loan.
We are Loan Modification company. We
help you to modify your current loan.
http://www.loanmodificationfinder.net
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